How it works

One explicit route. Five understandable states.

What stays in your wallet stays under your control. Authorization, deposit, allocation and withdrawal are separate states with different rules and risks.

Capital Journey · interactive model

From available to invested—and back.

Select a step to follow one conceptual capital unit. The model explains sequence, not live execution or guaranteed liquidity.

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01HoldAssets remain at the address controlled by your wallet.
02AuthorizeYou approve a known contract for a defined token amount.
03DepositThe vault receives USDC and issues shares for your position.
04Allocate & monitorEligible modules can route capital while evidence remains visible.
05Withdraw or useShares are redeemed under current vault and liquidity conditions.

Worked example · illustrative

What a 1,000 USDC journey means.

Numbers below explain accounting concepts; they are not a quote, live vault state or promise.

Allowance is not a deposit. An ERC-20 allowance permits a specific contract to transfer up to an amount. The PoC App requests the exact selected amount, then deposit remains a separate wallet confirmation.
Wallet balance before2,500 USDC
Exact approval1,000 USDC
Illustrative deposit fee0 USDC
Illustrative shares receivedDepends on current accounting
Wallet balance after1,500 USDC
Vault positionRepresented by shares

Illustrative arithmetic only

Shares

A proportional position—not a fixed deposit receipt.

Shares track your economic claim according to the implemented vault accounting. Their redeemable value can change with yield, fees, losses and accounting updates.

The current PoC uses custom LiquidityManager/ProxyGeneral accounting. A complete ERC-4626 consumer vault is a target direction, not the interface currently claimed.

Available

In the wallet or liquid reserve.

Invested

Allocated through an approved route.

Unwinding

Exit action required before liquidity becomes available.

Withdrawable

Current rules and liquidity allow a withdrawal request.

Different control boundaries

Three models answer the same questions differently.

Question
Intermediated account
Self-custodial wallet
Jethos vault
Who authorizes movement?
The provider under account terms.
Whoever controls valid keys and approvals.
The user deposits; then public vault rules apply.
Is capital invested?
According to the provider’s product model.
Not automatically by Jethos.
Only after an explicit on-chain deposit.
What is visible?
Statements and disclosures.
Balances, approvals and transactions.
Contracts, routes, fees, movements and exit state.

See the current proof of concept.

The PoC console separates consumer actions from advanced deployment and registry details.

Open PoC