Private PoC · USDC Conservative · Arbitrum

Home banking, rebuilt around ownership.

Hold, invest and understand your digital assets from one financial home. Jethos combines self-custody, transparent vaults and verifiable capital allocation in a familiar experience.

Only explicitly approved or deposited assets enter Jethos vault rules. Current availability: private USDC Conservative PoC on Arbitrum. Jethos is software, not a bank or a guarantee of returns.

Financial home previewIllustrative

Assets visible through Jethos

$12,480.00
AvailableIn your wallet
$9,200
Outside vault rules
InvestedIn a vault
$3,280
Route and rules visible
Exact authorizationTransparent vault
HoldInvest · understand · exit

Example interface—not live account data

TodayPrivate USDC PoCControlled validation
NextConsumer app and vaultsAfter acceptance criteria
VisionComplete financial homeIncluding partner-enabled services
Your capital · your boundary

You decide what crosses into Jethos.

Assets remain in your wallet until an explicit action. Once deposited, transparent vault rules, approved routes and documented risks apply.

Loading visual
Your walletAuthorizationTransparent vault
01WalletYou control the keys and existing approvals.
02Exact authorizationA known amount and contract enter the signature.
03VaultShares represent the deposited economic position.
04AllocationOnly approved integrations and policy routes are eligible.
05WithdrawalExit depends on current rules, reserve and liquidity.

Jethos Transparency Receipt

A position should explain itself.

The goal is not merely to show where capital sits, but why a route was selected, what it costs, whether it can exit and which evidence supports it.

Explainability is part of the product. A balance without route, policy and proof is incomplete.

USDC CONSERVATIVE · EXAMPLE

Position receipt

Illustrative
Position value1,024.71 USDC
Expected net yield4.18%
Estimated costs3.42 USDC
Exit statusAvailable now
Evidence timeExample only
Liquid reserve
35%
Aave V3
25%
Euler V2
20%
Morpho
20%
Last allocation decisionReserve increased because Euler utilization exceeded the illustrative policy threshold.
Why this route?Risk-adjusted expected result
What proves it?Transaction · contract · block · timestamp

Available for private validation

USDC Conservative is the foundation being tested now.

One explicit deployment, one base asset and a deliberately limited supply-only policy.

Private PoCArbitrum One

USDC Conservative

Validate accounting, deposits, withdrawals, reserves, registered integrations and operational recovery before expanding the product surface.

Base assetNative USDC
Strategy classSupply-only
ApprovalExact amount
AccountingCustom PoC
IntegrationsAave · Euler · Morpho
AssuranceNot independently audited
Future family

ETH vaults

ETH-denominated strategies after dedicated risk, wrapper and liquidity validation.

Future family

BTC vaults

BTC-denominated strategies with wrapper, bridge and exit assumptions exposed.

Risk-adjusted intelligence

The highest displayed APY is not automatically the best result.

Jethos is intended to compare expected return with costs, liquidity, maturity, utilization and concentration before an opportunity becomes eligible.

See the risk framework
Conceptual decision model
Nominal opportunityYield
Fees, gas and slippage− Cost
Liquidity and capacity− Constraint
Protocol and market policy− Risk limits
Eligible allocationExplainable result

The financial home

Hold. Invest. Understand. Use.

A familiar experience with explicit boundaries and a visible difference between what works today and what belongs to the product direction.

Principle

Hold

Keep available assets under wallet control.

PoC

Invest

Deposit a chosen amount into a transparent vault.

Design

Understand

Inspect routes, costs, liquidity, risks and evidence.

App direction

Use

Send, pay or access partner-enabled services when technically and legally ready.

Traditional financeFamiliar interface

Limited real-time visibility and intermediary custody.

DeFi todayOwnership and evidence

Powerful, but fragmented across protocols, wallets and chains.

JethosFamiliarity with verifiable routes

A financial experience rebuilt around ownership and explainability.

Infrastructure · 4 recorded integrations

Modular underneath, understandable above.

The App sits over accounting, custody, policy, monitoring and approved protocol modules.

Explore the architecture
Jethos App · choice and visibility
Vault entry · custody · shares
Policy · strategy · monitoring
Approved integration modules

Evidence-based roadmap

Validate before expanding.

Capabilities advance when acceptance criteria and linked evidence are real—not because a speculative date arrives.

Roadmap source updated 2026-07-23

Inspect gates and blockers
Today

Validate the USDC foundation

Next

Expand the app and vault families

Vision

Complete the financial home

Experience the model

Do not just read about Jethos. Try the complete journey.

Deposit, inspect a transparent route, simulate a position and withdraw—all with browser-only demo funds.