You hold
Keys and existing approvals define control. Jethos does not automatically invest this balance.
Private PoC · USDC Conservative · Arbitrum
Home banking, rebuilt around ownership.
Jethos cannot move assets you have not deposited or separately approved. When you invest, the route remains visible—from authorization to allocation and exit.
Or start with the documentation →
Jethos is software, not a bank or a guarantee of returns. The complete financial-home experience is a product vision; the current deployment is a private proof of concept.
Ownership ledgerIllustrative
Assets visible through Jethos
$12,480.00
WalletNot deposited
$9,200
Outside Jethos vault rulesVaultExplicitly invested
$3,280
Route and rules visibleExplicit authorizationVault deposit
Wallet · 74%Vault · 26% ✓
Example interface—not live account data
The capital path
Control is not a slogan. It is a sequence.
Jethos separates what you hold, what you authorize and what the vault can do afterward.
Explicit signature
You choose
A known amount crosses into a contract governed by visible logic and administrative powers.
You verify
Route, allocation, costs, liquidity and transactions turn a balance into an explainable position.
A familiar surface, different foundations
Hold, choose and understand from one financial home.
Every capability belongs to one of three states: under your control, explicitly authorized or independently inspectable.
Hold under your control
Assets stay in your self-custodial wallet until you choose to authorize a transaction.
Invest only what you choose
Select an asset and risk profile, then cross the wallet–vault boundary with an explicit deposit.
Send
A richer everyday transfer experience belongs to the Jethos App direction, not the current PoC.
Understand
See the route, rules, costs, transactions and risks behind invested capital.
Control by default
Invest only what you choose.
Your wallet and your vault position are not the same thing. Jethos only manages capital you deliberately deposit.
In your wallet
Jethos cannot automatically invest or move these assets. Transactions require your wallet authorization.
You remain responsible for keys, wallet security and approvals previously granted to smart contracts.
In a Jethos vault
Capital follows public contract rules, approved integrations and documented administrative powers.
Allocations and transactions are verifiable, but smart-contract, protocol, liquidity and admin risks remain.
Transparency over opacity. Jethos is designed to expose the evidence available onchain while documenting what still depends on administrators, oracles and underlying protocols.
Different by design, not by slogan
Three models. Three different control boundaries.
Jethos does not need an anti-bank claim. The structural difference is enough: who authorizes movement, how capital is used and what can be independently verified.
Question
Intermediated account
Self-custodial wallet
Jethos vault
Who authorizes movement?
The provider under its account terms.
Whoever controls keys and valid approvals.
The user deposits; then public vault rules apply.
Is capital invested?
According to the provider's product and balance-sheet model.
Not automatically by Jethos.
Only after an explicit on-chain deposit.
What is visible?
Provider statements and disclosures.
Wallet balances, approvals and transactions.
Contracts, allocations, fees, movements and exit state.
Simple for you
Structured underneath.
Choose what you own
Start with a stablecoin, ETH or BTC-denominated product family.
Choose your profile
Conservative, Balanced or Advanced describes limits and strategy complexity—not a promise.
Deposit explicitly
Approve a known contract, deposit and receive transferable shares representing the position.
Monitor or withdraw
Review allocations, risk and liquidity, then request withdrawal under the vault's rules.
Vaults built around goals
Choose how you want your assets to work.
The base asset defines what the vault seeks to preserve and grow. The profile defines the allowed complexity and limits.
USDC Conservative PoC
Explore stablecoin vaults →Stablecoins
Prioritize capital stability, liquidity and approved supply strategies.
Planned family
Explore ETH direction →ETH
Seek to grow ETH-denominated value without hiding non-ETH exposure.
Planned family
Explore BTC direction →BTC
Keep BTC as the unit of success while disclosing wrapper and liquidity risk.
Risk-adjusted, not headline-driven
The highest displayed APY is not automatically the best result.
Jethos is intended to evaluate expected return together with costs, liquidity, concentration and risk limits.
Understand the frameworkConceptual model
Advertised strategy APYStarting point
Gas, slippage and fees− Costs
Liquidity and capacity− Constraints
Protocol and strategy risk− Risk limits
Expected net resultDecision input
USDC Conservative
Illustrative allocationLiquid reserve
35%
Aave V3
25%
Euler V2
20%
Morpho
20%
Example only; the PoC console reads current state where exposed
See the route, not just the result
Invested capital should not disappear behind a balance.
Jethos should turn on-chain evidence into answers an ordinary user can understand.
Vault transparency receiptExample
Where is it?Reserve · Aave · Euler · Morpho
Why is it there?Risk and expected net return
What did it cost?Fees · gas · slippage
Can I exit now?Immediate / unwinding / pending
What proves it?On-chain transaction ↗
The engine beneath the experience · 4 recorded integrations
Powered by modular DeFi infrastructure.
The consumer experience sits above vault accounting, risk-aware automation and approved protocol modules.
Explore the protocolJethos App · control, choice and visibility
Asset and risk-profile vaults
Strategy, monitoring and limits
Approved Aave · Euler · Morpho modules
One direction, three layers
Protocol first. App progressively. Services through the right partners.
Jethos Protocol
On-chain vaults, plugin integrations, accounting, controls and automation.
Jethos App
A familiar self-custodial interface for managing and understanding digital assets.
Financial services
Payments, cards, credit and tokenized assets may be integrated through specialized partners and appropriate compliance.
Roadmap by evidence
Validate before expanding.
The roadmap follows capabilities and exit criteria rather than speculative dates.
Roadmap source updated 2026-07-23
View the complete roadmapValidate the USDC foundation
Expand vault families and the app
Build the complete financial home
Ownership with visibility
Finance can be simple without becoming opaque.
Follow the private PoC, inspect the architecture or explore the long-term Jethos vision.