Private PoC · USDC Conservative · Arbitrum

Home banking, rebuilt around ownership.

Hold, invest and understand your digital assets from one financial home. Jethos combines self-custody, transparent vaults and verifiable capital allocation in a familiar experience.

Only explicitly approved or deposited assets enter Jethos vault rules. Current availability: private USDC Conservative PoC on Arbitrum. Jethos is software, not a bank or a guarantee of returns.

Financial home previewIllustrative

Assets visible through Jethos

$12,480.00
AvailableIn your wallet
$9,200
Outside vault rules
InvestedIn a vault
$3,280
Route and rules visible
Exact authorizationTransparent vault
HoldInvest · understand · exit

Example interface—not live account data

The center of Jethos

One home where you stay in control.

Jethos cannot move, invest or use assets held in your wallet unless you authorize it. If you choose to invest, you decide how much, when and where. You also choose how much complexity you want to manage, so you can always understand where your money goes.

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01 · Your account

You have control. You have custody.

Your wallet is yours. Its 24-word recovery phrase is created for you when you sign up and is never stored by Jethos.

Your money stays in your wallet until you approve an action. You choose what moves, how much and where it goes.

WalletLiquid assets
Total balance$9,200.00Available in your wallet
$9.2k liquid
Keep your recovery phrase private.It is the key to recovering your wallet. Never share it with anyone.
Your financial homeIllustrative

Assets visible through Jethos

$12,480.00
AvailableIn your wallet
$9,200
Under your direct control
InvestedIn transparent vaults
$3,280
Route, rules and risk visible
Exact authorizationTransparent vault
HoldInvest · understand · exit

Example interface—not live account data

02 · Your vault experience

You choose how, when and where to invest.

Pick the experience that feels right. Base keeps it simple. Pro adds network choice. Advanced also lets you choose the asset.

VaultsChoose your view
Example

Choose how much to invest and the level of risk that feels right. Jethos keeps network and asset details out of the way.

The capital boundary · six checks

Nothing crosses it silently.

Six distinct checks follow capital from wallet ownership to withdrawal: who controls it, what is requested, what gets signed, how the position is represented, where it is allocated and under which conditions it can return.

01Wallet ownershipYour recovery phrase secures the wallet. Jethos neither stores it nor can recreate it.
02Explicit intentYou choose the asset, exact amount, requested action and destination before continuing.
03Wallet authorizationThe wallet shows what will be signed. Nothing moves without a valid confirmation.
04Vault positionOnly the deposited amount enters vault rules; shares represent the resulting economic position.
05Visible allocationEligible integrations, current routes, costs and material dependencies should remain inspectable.
06WithdrawalYou request the exit; timing and amount remain subject to contract state, reserves and available liquidity.
Wallet controlIntent & authorizationVault position & exit

Jethos Transparency Receipt

A vault position should explain itself.

The goal is not merely to show where capital sits, but why a route was selected, what it costs, whether it can exit and which evidence supports it.

Explainability is part of the product. A balance without route, policy and proof is incomplete.

USDC CONSERVATIVE · EXAMPLE

Vault position receipt

Illustrative
Position value1,024.71 USDC
Expected net yield4.18%
Estimated costs 3.42 USDC
Exit statusAvailable now
Evidence snapshotIllustrative · not liveIn production: block and timestamp

Vault current allocations

Illustrative snapshot
100% mapped
Liquid reserve
35%0.0%
Aave V3
25%4.1%
Euler V2
20%5.3%
Morpho
20%4.8%
APYs are illustrative and may change.
Last allocation decisionReserve increased because Euler utilization exceeded the illustrative policy threshold.
Allocation rationaleWhy this mix was selected.Best eligible result after yield, costs, liquidity and risk limits
Verification evidenceWhat lets you verify it independently.Transaction · contract · block · timestamp

Risk-adjusted intelligence

The highest displayed APY is not automatically the best result.

Jethos is intended to compare expected return with costs, liquidity, capacity and risk policy before an opportunity becomes eligible.

Headline APYBest eligible outcome
See the risk framework
Illustrative decision model

Route selection

Three opportunities. One explainable decision.

01Net yield
02Liquidity
03Capacity
04Risk policy
Eligible · selected

Route A · Liquid lending

Estimated net yield4.4%
LiquidityStrong
Policy resultPass

Selected because it remains the strongest eligible outcome after estimated costs, liquidity and policy limits.

Illustrative values—not live opportunities or promised returns.

Why Jethos

Familiar to use.Open to inspect.Clear at every depth.

Jethos combines a familiar financial interface with self-custody and inspectable vaults—then explains routes, costs and risks at the level of detail you choose.

01

Familiar financial UX

Clear at first glance.

Balances, available funds, invested positions and actions appear where you expect them.

What we keep: clarity and ease of use. Not intermediary custody.
JethosFinancial home
THE JETHOS LAYER

Familiar above. Verifiable underneath.

Simple first. Explainable all the way down.

Start with what matters, then open the same position from plain English to protocols, rules and proof.

01

What do I own?

Wallet balance and vault positions
02

Where does it go?

Allocation, chain, protocols and strategy
03

What can change?

Yield, borrowing, fees, health and exit
One position · three depthsBase · Pro · Advanced
02

Self-custody + on-chain evidence

Open underneath.

Ownership, transactions, contracts and vault routes can be independently checked.

What we keep: control and evidence. Not fragmented protocol complexity.
Next: inspect the same strategy at each depth ↓

Clarity, at your depth

Simple when you want it. Detailed when you need it.

Inspect the same illustrative strategy through three levels of detail. The underlying position does not change—only how deeply Jethos explains it.

Choose a strategyBalanced strategy
01 · Base

The decision, clearly.

Understand the goal, risk and broad allocation without protocol-level detail.

RiskModerate
Illustrative APY5.1%
Exit profileBalanced
In plain EnglishA balance between available liquidity and diversified yield routes.
02 · Pro

See where it goes.

Open the broad categories into networks, protocols and their individual contribution.

NetworkArbitrum
AssetUSDC
Estimated costs0.34%
Last illustrative decisionKeep a larger reserve while lending utilization remains elevated.
03 · Advanced

Verify the rules.

Inspect the precise route records, limits and evidence behind the same strategy.

Minimum reserve20%
Maximum route35%
Rebalance triggerUtilization > 78%
PositionRouteShareProof
Verification packageContract · transaction · block · timestamp
Illustrative interface—not live allocations, available products or promised returns.Same strategy · progressively deeper explanation

Modular architecture

One interface. Modular vaults. Explicit routes.

Follow the current PoC or explore how Plasma risk vaults can coordinate matching master vaults across multiple networks.

Jethos AppOne control and visibility layer
Conceptual directionPLASMA

Main contract

Coordinates registry, policy and cross-chain allocation routes. Local vaults remain visible as separate positions.

Cross-chain allocationRisk tier remains consistent across every destination
BalancedBalanced Master VaultNetwork-level coordinator
Approved adaptersAave · Euler · Morpho
BalancedBalanced Master VaultNetwork-level coordinator
Approved adaptersNetwork-specific modules
BalancedBalanced Master VaultNetwork-level coordinator
Approved adaptersNetwork-specific modules

Plasma can also contain asset-specific child vaults. They are intentionally collapsed here to keep the hierarchy readable.

Conceptual topology · not fully implemented

Available for private validation

USDC Conservative is the foundation being tested now.

One explicit deployment, one base asset and a deliberately limited supply-only policy.

Private PoCArbitrum One

USDC Conservative

Validate accounting, deposits, withdrawals, reserves, registered integrations and operational recovery before expanding the product surface.

Base assetNative USDC
Strategy classSupply-only
ApprovalExact amount
AccountingCustom PoC
IntegrationsAave · Euler · Morpho
AssuranceNot independently audited
Future family

ETH vaults

ETH-denominated strategies after dedicated risk, wrapper and liquidity validation.

Future family

BTC vaults

BTC-denominated strategies with wrapper, bridge and exit assumptions exposed.

Experience the model

Do not just read about Jethos. Try the complete journey.

Deposit, inspect a transparent route, simulate a position and withdraw—all with browser-only demo funds.